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Alternative lending

Autore: Amanda Hiber
Editore: Detroit : Greenhaven Press, ©2010.
Serie: Opposing viewpoints series (Unnumbered)
Edizione/Formato:   Libro a stampa : Pubblico giovane : EnglishVedi tutte le edizioni e i formati
Banca dati:WorldCat
Sommario:
Discussions of alternative lending such as payday lending, peer-to-peer lending and microloans and the impacts on citizens.
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Genere/forma: Juvenile works
Juvenile literature
Tipo materiale: Pubblico giovane
Tipo documento {1} {2}
Tutti gli autori / Collaboratori: Amanda Hiber
{0} 9780737747539 0737747536 9780737747546 0737747544
Numero OCLC: 441154100
Descrizione: 202 pages ; 24 cm.
Contenuti: pt. 1. How does alternative lending compare to traditional lending? --
Nontraditional lending offers viable alternatives to traditional lending / Kathy Chu --
Alternative lending is riskier than traditional lending / Anthony DiSimone and Jason Perri --
Alternative mortgage loans are riskier than traditional mortgages / Kirstin Downey --
Traditional lending should be as accessible as alternative lending / William J. Clinton and Arnold Schwarzenegger --
pt. 2. Is payday lending a beneficial alternative to traditional lending? --
Payday lending provides opportunities for borrowers / Economist --
Payday lending traps borrowers in a cycle of debt / Center for Responsible Lending --
Payday lenders target the military / Mike Woelflein --
Payday lenders target the elderly and disabled / Ellen E. Schultz and Theo Francis --
The government should protect citizens from predatory payday lenders / Alexander Bartik [and others] --
The government should allow citizens the choice to use payday lenders / George Leef --
pt. 3. Is peer-to-peer lending an effective alternative to traditional lending? --
Peer-to-peer lending offers small business owners a beneficial alternative to banks / John Tozzi --
Peer-to-peer lending offers citizens the chance to help others / Laura Vanderkam --
Peer-to-peer lending is often not beneficial for lenders / Michelle Singletary --
Peer-to-peer lending sites can self regulate / Stacy Teicher Khadaroo --
Government oversight of peer-to-peer lending is not necessarily negative / Eileen Ambrose --
pt. 4. Does microlending help the poor? --
Microloan programs help the poor achieve self-sufficiency / Muhammad Yunus --
Microcredit has a limited capacity for ending global poverty / Robert Pollin --
Microloans do not encourage the economic growth that developing countries need / James Surowiecki --
Microloans empower poor women and enhance gender equity / Zarina Geloo --
Microloans do not necessarily enhance gender equity / Susan F. Feiner and Drucilla K. Barker --
Microlending in Mexico enables poor citizens to stay in their home country / Lourdes Medrano --
Microlending in Mexico makes many poor citizens even poorer / Keith Epstein and Geri Smith.
Titolo della serie: Opposing viewpoints series (Unnumbered)
Responsabilità: Amanda Hiber, book editor.

Abstract:

Discussions of alternative lending such as payday lending, peer-to-peer lending and microloans and the impacts on citizens.

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