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Alternative lending

Autor: Amanda Hiber
Editora: Detroit : Greenhaven Press, ©2010.
Séries: Opposing viewpoints series (Unnumbered)
Edição/Formato   Livro : Público juvenil : Inglês
Base de Dados:WorldCat
Resumo:
Discussions of alternative lending such as payday lending, peer-to-peer lending and microloans and the impacts on citizens.
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Gênero/Forma: Juvenile works
Juvenile literature
Tipo de Material: Público juvenil
Tipo de Documento: Livro
Todos os Autores / Contribuintes: Amanda Hiber
ISBN: 9780737747539 0737747536 9780737747546 0737747544
Número OCLC: 441154100
Descrição: 202 p. ; 24 cm.
Conteúdos: pt. 1. How does alternative lending compare to traditional lending? --
Nontraditional lending offers viable alternatives to traditional lending / Kathy Chu --
Alternative lending is riskier than traditional lending / Anthony DiSimone and Jason Perri --
Alternative mortgage loans are riskier than traditional mortgages / Kirstin Downey --
Traditional lending should be as accessible as alternative lending / William J. Clinton and Arnold Schwarzenegger --
pt. 2. Is payday lending a beneficial alternative to traditional lending? --
Payday lending provides opportunities for borrowers / Economist --
Payday lending traps borrowers in a cycle of debt / Center for Responsible Lending --
Payday lenders target the military / Mike Woelflein --
Payday lenders target the elderly and disabled / Ellen E. Schultz and Theo Francis --
The government should protect citizens from predatory payday lenders / Alexander Bartik, [et al.] --
The government should allow citizens the choice to use payday lenders / George Leef --
pt. 3. Is peer-to-peer lending an effective alternative to traditional lending? --
Peer-to-peer lending offers small business owners a beneficial alternative to banks / John Tozzi --
Peer-to-peer lending offers citizens the chance to help others / Laura Vanderkam --
Peer-to-peer lending is often not beneficial for lenders / Michelle Singletary --
Peer-to-peer lending sites can self regulate / Stacy Teicher Khadaroo --
Government oversight of peer-to-peer lending is not necessarily negative / Eileen Ambrose --
pt. 4. Does microlending help the poor? --
Microloan programs help the poor achieve self-sufficiency / Muhammad Yunus --
Microcredit has a limited capacity for ending global poverty / Robert Pollin --
Microloans do not encourage the economic growth that developing countries need / James Surowiecki --
Microloans empower poor women and enhance gender equity / Zarina Geloo --
Microloans do not necessarily enhance gender equity / Susan F. Feiner and Drucilla K. Barker --
Microlending in Mexico enables poor citizens to stay in their home country / Lourdes Medrano --
Microlending in Mexico makes many poor citizens even poorer / Keith Epstein and Geri Smith.
Título da Série: Opposing viewpoints series (Unnumbered)
Responsabilidade: Amanda Hiber, book editor.

Resumo:

Discussions of alternative lending such as payday lending, peer-to-peer lending and microloans and the impacts on citizens.

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schema:description"pt. 1. How does alternative lending compare to traditional lending? -- Nontraditional lending offers viable alternatives to traditional lending / Kathy Chu -- Alternative lending is riskier than traditional lending / Anthony DiSimone and Jason Perri -- Alternative mortgage loans are riskier than traditional mortgages / Kirstin Downey -- Traditional lending should be as accessible as alternative lending / William J. Clinton and Arnold Schwarzenegger -- pt. 2. Is payday lending a beneficial alternative to traditional lending? -- Payday lending provides opportunities for borrowers / Economist -- Payday lending traps borrowers in a cycle of debt / Center for Responsible Lending -- Payday lenders target the military / Mike Woelflein -- Payday lenders target the elderly and disabled / Ellen E. Schultz and Theo Francis -- The government should protect citizens from predatory payday lenders / Alexander Bartik, [et al.] -- The government should allow citizens the choice to use payday lenders / George Leef -- pt. 3. Is peer-to-peer lending an effective alternative to traditional lending? -- Peer-to-peer lending offers small business owners a beneficial alternative to banks / John Tozzi -- Peer-to-peer lending offers citizens the chance to help others / Laura Vanderkam -- Peer-to-peer lending is often not beneficial for lenders / Michelle Singletary -- Peer-to-peer lending sites can self regulate / Stacy Teicher Khadaroo -- Government oversight of peer-to-peer lending is not necessarily negative / Eileen Ambrose -- pt. 4. Does microlending help the poor? -- Microloan programs help the poor achieve self-sufficiency / Muhammad Yunus -- Microcredit has a limited capacity for ending global poverty / Robert Pollin -- Microloans do not encourage the economic growth that developing countries need / James Surowiecki -- Microloans empower poor women and enhance gender equity / Zarina Geloo -- Microloans do not necessarily enhance gender equity / Susan F. Feiner and Drucilla K. Barker -- Microlending in Mexico enables poor citizens to stay in their home country / Lourdes Medrano -- Microlending in Mexico makes many poor citizens even poorer / Keith Epstein and Geri Smith."
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