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Contracts of adhesion between law and economics : rethinking the unconscionability doctrine

Author: Elena D'Agostino
Publisher: Cham : Springer, 2015.
Series: SpringerBriefs in law.
Edition/Format:   eBook : Document : EnglishView all editions and formats
Summary:
This book examines the most controversial issues concerning the use of pre-drafted clauses in fine print, which are usually included in consumer contracts and presented to consumers on a take-it-or-leave-it basis. By applying a multi-disciplinary approach that combines consumer?s psychology and seller?s drafting power in the logic of efficiency and good faith, the book provides a fresh and unconventional analysis of  Read more...
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Genre/Form: Electronic books
Additional Physical Format: Printed edition:
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Elena D'Agostino
ISBN: 9783319131146 3319131141 3319131133 9783319131139
OCLC Number: 896824927
Description: 1 online resource.
Contents: 1. The Unconscionability Doctrine in a Law & Economics Perspective --
2. Market structure --
3. Lack of sophistication --
4. Voluntary Disclosure of Clauses --
5. Public Intervention --
6. Concluding remarks.
Series Title: SpringerBriefs in law.
Responsibility: Elena D'Agostino.

Abstract:

This book examines the most controversial issues concerning the use of pre-drafted clauses in fine print, which are usually included in consumer contracts and presented to consumers on a take-it-or-leave-it basis. By applying a multi-disciplinary approach that combines consumer?s psychology and seller?s drafting power in the logic of efficiency and good faith, the book provides a fresh and unconventional analysis of the existing literature, both theoretical and empirical. Moving from the unconscionability doctrine, it criticizes (and in some cases refutes) its main conclusions based on criteria which are usually invoked to sustain the need for public intervention to protect consumers, and specifically related to Law (contract complexity), Psychology (consumer lack of sophistication criterion) and Economics (market structure criterion). It also analyzes the effects of different regulations, such as banning vexatious clauses or mandating disclosure clauses, showing that none of them protect consumers, but in fact prove to be harmful when consumers are more vulnerable, that is whenever sellers can exploit some degree of market power. In closing, the book combines these disparate aspects, arguing that the solution (if any) to the problem of consumer exploitation and market inefficiency associated with the use of contracts of adhesion in these contexts cannot be found in removing or prohibiting hidden clauses, but instead has to take into account the effects of these clauses on the contract as a whole.

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