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Credit cards and access to the digital marketplace : a priceless necessity?

Author: Esteban Uribe; Public Interest Advocacy Centre (Canada)
Publisher: Ottawa, Ont. : Public Interest Advocacy Centre, 2009
Edition/Format:   eBook : Document : EnglishView all editions and formats
Summary:
The use of a credit card is becoming more and more important for consumers as electronic payment methods and networks proliferate in the Canadian marketplace. Credit cards are essential for renting cars or hotel rooms, purchasing airplane tickets or making purchases online. The credit card is rapidly evolving into the preferred mode of payment for the 21st century. Unfortunately, there is a growing class of people  Read more...
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Details

Genre/Form: Electronic books
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Esteban Uribe; Public Interest Advocacy Centre (Canada)
OCLC Number: 609996396
Description: 1 online resource (43, 33, 12 pages)
Contents: Attitudes toward access to credit cards, qualitative research, draft report, November 2008 / Environics --
Appendix, discussion guide --
References. Executive summary --
Introduction --
Credit cards in the consumer marketplace --
Credit cards as payment method --
Credit card use and access to credit history building --
New Canadians and credit history --
Addicted to credit' or 'compelled to credit'? Consumers and credit reporting --
The credit card and the electronic payments market in Canada --
Chip-embedded credit cards --
Regulatory changes to credit card fees --
The role of credit cards on E-Commerce --
Plastic cards and E-banking --
Credit card companies and consumer protection --
Where do consumers go when they are refused a credit card --
Costs associated with alternatives --
Financial exclusion --
Conclusions --
Recommendations --
Annex.
Responsibility: by Esteban Uribe.
More information:

Abstract:

The use of a credit card is becoming more and more important for consumers as electronic payment methods and networks proliferate in the Canadian marketplace. Credit cards are essential for renting cars or hotel rooms, purchasing airplane tickets or making purchases online. The credit card is rapidly evolving into the preferred mode of payment for the 21st century. Unfortunately, there is a growing class of people in Canada who are not able to easily access the features and benefits of a credit card. This group of people includes large numbers of new Canadians, aboriginals and people with no previous credit history. It is this group that is the principal focus of this report.

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