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Credit repair

Author: Amy Loftsgordon; Cara O'Neill, (Lawyer)
Publisher: Berkeley, CA : Nolo, Law for All, [2017]
Edition/Format:   Print book : English : 13th editionView all editions and formats
Summary:
"A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment or even a job. The sensible strategies in [this book] help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to: prioritize debts and create a budget; reduce debts and cut expenses; negotiate with creditors; correct credit report errors and remove old information; add  Read more...
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Genre/Form: Law for laypersons
Handbooks and manuals
Handbooks, manuals, etc
Additional Physical Format: Online version:
Loftsgordon, Amy.
Credit repair.
Berkeley, Calilfornia : Nolo, 2017
(DLC) 2017031114
(OCoLC)992438106
Document Type: Book
All Authors / Contributors: Amy Loftsgordon; Cara O'Neill, (Lawyer)
ISBN: 9781413324280 1413324282
OCLC Number: 978286083
Notes: Includes index.
Description: 404 pages ; 23 cm
Contents: Your credit repair companion --
The elements of repairing credit --
Credit reports and credit scores : the nuts and bolts --
The first step to a better score - cleaning up your credit report --
Assess your financial situation --
Reducing current expenses and debts --
Finding money to pay your debts --
Negotiating with creditors and debit collectors --
Getting help to negotiate and manage debts --
Building positive credit history --
Choosing and using credit cards --
Avoiding and dealing with identity theft --
Appendixes. A: Resources ; B: Forms and letters ; C: Additional state protections concerning credit repair clinics ; D: How to use the downloadable forms on Nolo.com.
Responsibility: Attorney Amy Loftsgordon & Cara O. Neill.

Abstract:

"A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment or even a job. The sensible strategies in [this book] help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to: prioritize debts and create a budget; reduce debts and cut expenses; negotiate with creditors; correct credit report errors and remove old information; add positive information to your credit report; adopt strategies to rebuild your credit; and avoid identity theft and credit repair scams. Updates to [this] 13th edition include the latest student loan repayment programs, new credit-building strategies, changes to the credit scoring of tax liens, medical debt, and civil judgments, identity theft reporting developments, and more"--back cover.

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