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Finance in an age of austerity : the power of customer-owned banks

Author: Johnston Birchall
Publisher: Cheltenham : Edward Elgar, 2013.
Edition/Format:   eBook : Document : EnglishView all editions and formats
Summary:
This is a book in search of an alternative to the discredited investor-owned banks that have brought the rich countries into crisis and the world economy into a long period of austerity. It finds customer-owned banks - credit unions, co-operative banks, building societies - have hardly been affected by the crisis and continue to operate according to their organisational DNA: low-risk, close to the customer,  Read more...
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Genre/Form: Electronic books
Additional Physical Format: Print version:
Birchall, Johnston.
Finance in an age of austerity
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Johnston Birchall
ISBN: 1781951845 9781781951842
OCLC Number: 844727080
Description: 1 online resource
Contents: Contents: 1. Introduction 2. The Evolution of Cooperative Banks 3. The Evolution of Credit Unions 4. The Evolution of Mutual Building Societies 5. The Evolution of Banks Owned by Other Types of Cooperative 6. The Performance of Customer-owned Banks During the Crisis 7. The Comparative Advantages of Customer-owned Banks 8. Some Alternatives: Savings Banks and Micro-finance Institutions 9. Regulation, Governance and the Need for Member Participation 10. What Motivates Members to Participate? 11. Customer-owned Businesses - the Wider Picture 12. Conclusion: A Cooperative Counter-narrative Appendix: A Note on Terminology Bibliography Index
Responsibility: Johnston Birchall.

Abstract:

It finds customer-owned banks - credit unions, co-operative banks, building societies - have hardly been affected by the crisis and continue to operate according to their organisational DNA:  Read more...

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