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Financial literacy and retirement planning in Germany

Author: Tabea Bucher-Koenen; Annamaria Lusardi; National Bureau of Economic Research.
Publisher: Cambridge, Mass. : National Bureau of Economic Research, ©2011.
Series: Working paper series (National Bureau of Economic Research), no. 17110.
Edition/Format:   eBook : Document : EnglishView all editions and formats
Database:WorldCat
Summary:
We examine financial literacy in Germany using data from the SAVE survey. We find that knowledge of basic financial concepts is lacking among women, the less educated, and those living in East Germany. In particular, those with low education and low income in East Germany have little financial literacy compared to their West German counterparts. Interestingly, there is no gender disparity in financial knowledge in  Read more...
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Additional Physical Format: Print version:
Bucher-Koenen, Tabea.
Financial literacy and retirement planning in Germany.
Cambridge, Mass. : National Bureau of Economic Research, ©2011
(DLC) 2011657311
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Tabea Bucher-Koenen; Annamaria Lusardi; National Bureau of Economic Research.
OCLC Number: 730267719
Description: 1 online resource (26 pages).
Series Title: Working paper series (National Bureau of Economic Research), no. 17110.
Responsibility: Tabea Bucher-Koenen, Annamaria Lusardi.

Abstract:

We examine financial literacy in Germany using data from the SAVE survey. We find that knowledge of basic financial concepts is lacking among women, the less educated, and those living in East Germany. In particular, those with low education and low income in East Germany have little financial literacy compared to their West German counterparts. Interestingly, there is no gender disparity in financial knowledge in the East. In order to investigate the nexus of causality between financial literacy and retirement planning, we develop an IV strategy by making use of regional variation in the financial knowledge of peers. We find a positive impact of financial knowledge on retirement planning.

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