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How Does Geographic Distance Affect Credit Market Access In Niger?

Author: Jose Pedrosa; Quy-Toan Do
Publisher: Washington, D.C : The World Bank, 2008.
Series: World Bank E-Library Archive
Edition/Format:   Computer file : EnglishView all editions and formats
Summary:
Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies  Read more...
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Details

Material Type: Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Jose Pedrosa; Quy-Toan Do
OCLC Number: 874238794
Reproduction Notes: Reproduction. s.l.
Description: 1 online resource (24 p.)
Series Title: World Bank E-Library Archive
Responsibility: Pedrosa, Jose.

Abstract:

Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.

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