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|All Authors / Contributors:||
Nicholas Legh-Jones; John Birds; David C Owen; Evan James MacGillivray
|Notes:||Previous edition: 2003.|
|Contents:||Section 1: General principles. Definition of insurance and insurable interest. Formation of the contract. Form of the contract. The period prior to issue of the policy. Execution and delivery of policy. Commencement and termination of risk. Payment of premium. Return of premium. Salvage premiums. Warranties and other policy terms. Construction of policies. Rectification. Conflict of laws. Illegality. Mistake. Misrepresentation. Good faith and the duty of disclosure. Fraud, misrepresentation and non-disclosure by third parties. The loss. The claimant. Reinstatement. Subrogation. Rights of two or more insurers. Section 2: Particular classes of business. Life insurance. Personal accident policies. Fire policies. Other insurances on property. Third party risks. Motor vehicle insurance. Aviation insurance. Insurance against pecuniary loss. Contractors' risks policies. Reinsurance. Section 3: Parties. Insurance companies. The course of business at Lloyd's. The role of agents in insurance business.|