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New estimates of the effect of Kassebaum-Kennedy's group-to-individual conversion provision on premiums for individual health insurance

Author: Jacob Alex Klerman
Publisher: Santa Monica, CA : RAND, 1996.
Edition/Format:   Print book : EnglishView all editions and formats
Summary:
Using new tabulations from the Survey of Income and Program Participation and newly released data from the Current Population Survey, this report reexamines the likely effect on insurance premiums in the individual health insurance market of the Health Insurance Act of 1995 (commonly known as "Kassebaum-Kennedy"). A widely cited study by the Health Insurance Association of America (HIAA) estimates that the proposed  Read more...
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Genre/Form: Legislation
Additional Physical Format: Online version:
Klerman, Jacob Alex.
New estimates of the effect of Kassebaum-Kennedy's group-to-individual conversion provision on premiums for individual health insurance.
Santa Monica, CA : RAND, 1996
(OCoLC)763151026
Document Type: Book
All Authors / Contributors: Jacob Alex Klerman
ISBN: 0833023942 9780833023940
OCLC Number: 34677392
Notes: "MR-766-DOL"--Cover.
Description: xvii, 67 pages ; 23 cm
Responsibility: Jacob Alex Klerman.

Abstract:

Using new tabulations from the Survey of Income and Program Participation and newly released data from the Current Population Survey, this report reexamines the likely effect on insurance premiums in the individual health insurance market of the Health Insurance Act of 1995 (commonly known as "Kassebaum-Kennedy"). A widely cited study by the Health Insurance Association of America (HIAA) estimates that the proposed legislation would increase premiums for those currently buying individual health insurance by over twenty percent. This study estimates a range of effects from 5.5 percent to under one percent. The upper end of the range maintains the HIAA assumptions, but substitutes new tabulations of the figures used in the computation of the estimate. The lower end of the range considers the interaction of the proposed federal legislation and current state insurance regulations.

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