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Payday lending : global growth of the high-cost credit market

Author: Carl Packman
Publisher: New York, NY : Palgrave Macmillan, 2014.
Series: Palgrave pivot.
Edition/Format:   eBook : Document : English : First editionView all editions and formats
Summary:
"In the United States, the average loan a person takes out with a payday lender is around $350 for two weeks. For many with access to mainstream forms of credit, they will rarely step into a payday shop, but for the 7.7% of Americans who are totally unbanked or the 17.9% who are under-banked a payday lender is often their only option. Today there are now more payday lender shops in the US than McDonald's  Read more...
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Additional Physical Format: (DLC) 2014034489
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Carl Packman
ISBN: 1137361107 9781137361103
OCLC Number: 896600169
Description: 1 online resource (vii, 146 pages .).
Contents: Machine generated contents note: --
1. The History and Development of High Cost Credit and Payday Lending2. Payday in the UK3. The European Directive to Consume4. The Australian SACCs Appeal5. Back in North America6. Discussion Points7. Conclusion and Recommendations.
Series Title: Palgrave pivot.
Responsibility: Carl Packman, Independent Researcher, London, UK.

Abstract:

Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the  Read more...

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