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Strategic online-banking adoption

Author: Roberto Fuentes; Rubén Hernández-Murillo; Gerard Llobet; Federal Reserve Bank of St. Louis.
Publisher: [St. Louis, Mo.] : Federal Reserve Bank of St. Louis, [2006]
Series: Working paper (Federal Reserve Bank of St. Louis : Online), 2006-058A.
Edition/Format:   eBook : National government publication : English
Database:WorldCat
Summary:
"In this paper we study the determinants of the decision of U.S. banks to create a transactional website for their customers. We show that although bank-specific characteristics (such as the volume of deposits) are important, competition plays a prominent role. In more competitive markets banks are more likely to adopt earlier. Even more important, banks adopt earlier in markets where their competitors have already  Read more...
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Details

Material Type: Government publication, National government publication, Internet resource
Document Type: Internet Resource
All Authors / Contributors: Roberto Fuentes; Rubén Hernández-Murillo; Gerard Llobet; Federal Reserve Bank of St. Louis.
OCLC Number: 76171325
Notes: Title from PDF file as viewed on 11/13/2006.
Details: System requirements: Adobe Acrobat Reader.; Mode of access: World Wide Web.
Series Title: Working paper (Federal Reserve Bank of St. Louis : Online), 2006-058A.
Responsibility: Roberto Fuentes, Rubé́n Hernández-Murillo, and Gerard Llobet.

Abstract:

"In this paper we study the determinants of the decision of U.S. banks to create a transactional website for their customers. We show that although bank-specific characteristics (such as the volume of deposits) are important, competition plays a prominent role. In more competitive markets banks are more likely to adopt earlier. Even more important, banks adopt earlier in markets where their competitors have already adopted. A contribution of this paper is to study the adoption decision over time using a panel of commercial banks. We also contribute to the literature by adapting a measure of competition related to the choices of competitors that a bank faces in each market"--Federal Reserve Bank of St. Louis web site.

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Linked Data


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