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Student loans, oversight of servicemembers' interest rate cap could be strengthened : report to Ranking Member, Committee on Homeland Security and Governmental Affairs, U.S. Senate.

Author: Melissa Emrey-Arras; United States. Government Accountability Office,; United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs,
Publisher: [Washington, D.C.] : United States Government Accountability Office, 2016.
Edition/Format:   eBook : Document : National government publication : English
Summary:
SCRA helps servicemembers financially by capping interest rates on student loans during active duty. As of May 2016, about 1.3 million servicemembers were on active duty. The number of active duty servicemembers with student loans is unknown, as is the number eligible for the rate cap who may not have received it. GAO was asked to review implementation of the rate cap for servicemembers' student loans. This report  Read more...
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Genre/Form: Online resources
Electronic books
Electronic government information
Material Type: Document, Government publication, National government publication, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Melissa Emrey-Arras; United States. Government Accountability Office,; United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs,
OCLC Number: 965779972
Notes: "November 2016."
"GAO-17-4."
Description: 1 online resource (ii, 64 pages) : color illustrations
Contents: Background. --
Number of servicemembers who received the SCRA interest rate cap on student loans has increased. --
Servicemembers face challenges obtaining the SCRA interest rate cap for student loans. --
Federal agencies use various mechanisms to oversee application of the interest rate cap for student loans, but limitations exist. --
Conclusions. --
Recommendations for executive action. --
Agency comments and our evaluation. --
Appendices.
Other Titles: Oversight of servicemembers' interest rate cap could be strengthened
GAO-17-4, federal student loans

Abstract:

SCRA helps servicemembers financially by capping interest rates on student loans during active duty. As of May 2016, about 1.3 million servicemembers were on active duty. The number of active duty servicemembers with student loans is unknown, as is the number eligible for the rate cap who may not have received it. GAO was asked to review implementation of the rate cap for servicemembers' student loans. This report examines: (1) the number of servicemembers who received the cap for student loans (2) challenges that servicemembers face in doing so, and (3) the extent to which federal agencies oversee implementation of the cap. GAO is making four recommendations, including that DOD improve the accuracy of SCRA information on student loans, and that CFPB and DOJ collaborate to ensure routine oversight of nonbank lenders and servicers, and seek additional authority, if needed.

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