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Bateman, Hazel

Works: 25 works in 33 publications in 1 language and 345 library holdings
Genres: Case studies 
Roles: Author
Classifications: HG1660.A8, 332.02401
Publication Timeline
Publications about Hazel Bateman
Publications by Hazel Bateman
Most widely held works by Hazel Bateman
Forced saving : mandating private retirement incomes by John Piggott( Book )
5 editions published in 2001 in English and held by 262 libraries worldwide
"Population ageing, combined with electoral pressure for smaller government, is inevitably leading to increased action to reform retirement provision policy to place much greater reliance on self-provision for the elderly. This development is bringing into ever sharper focus the need for research directed at exploring the links between private retirement provision and public sector policies and institutions. This book offers an analysis of pension policy from an economic perspective. It begins with an overview of the problem of population ageing around the world, and then provides a framework within which policy responses may be consistently assessed."--Jacket
Demographics, retirement saving, and superannuation policy, an Australian perspective ( Book )
2 editions published in 1990 in English and held by 26 libraries worldwide
The superannuation guarantee charge : what do we know about its aggregate impact? by Hazel Bateman( Book )
3 editions published between 1992 and 1993 in English and held by 12 libraries worldwide
Taxes, retirement transfers, and annuities by Hazel Bateman( Book )
2 editions published in 1992 in English and held by 12 libraries worldwide
Private Pensions in OECD Countries Australia by Emmanuel Reynaud( Article )
1 edition published in 1997 in English and held by 10 libraries worldwide
As most other OECD Member countries had already done, Australia has, since 1991, supplemented an existing flat-rate universal (but means-tested) residence-based old-age pension by a compulsory earnings related second tier for employees known as the "Superannuation Guarantee". However, it was the first Member country in which the favoured format of participation in the second tier is in the form of pure "money purchase" schemes in which benefits are determined solely by the amount which accumulates in individual accounts. Benefits are predominately paid as lump-sums on retirement, although tax arrangements are being changed to encourage beneficiaries to purchase annuities.This report, compiled by two Australian experts, describes this system and its relation to pre-existing tax-advantaged voluntary provision, which only covered one-third of employees but remains predominant in terms of assets accumulated and benefits payable.The report discusses the sources of retirement
The relative roles of the private and public sectors in pension fund management by Hazel Bateman( Book )
1 edition published in 1998 in English and held by 4 libraries worldwide
Exposition paper by Hazel Bateman( Book )
1 edition published in 2006 in English and held by 2 libraries worldwide
Equity, efficiency and the superannuation guarantee by Geoffrey H Kingston( Book )
1 edition published in 1993 in English and held by 2 libraries worldwide
Financial competence and expectations formation : evidence from Australia by Hazel Bateman( file )
in English and held by 1 library worldwide
We study the financial competence of Australian retirement savers using self-assessed and quantified measures. Responses to financial literacy questions show large variation and compare poorly with some international surveys. Basic and sophisticated financial literacy vary significantly with most demographics, self-assessed financial competence, income, superannuation accumulation and net worth. General numeracy scores are largely constant across gender, age, higher education and income. Financial competence also significantly affects expectations of stock market performance. Using a discrete choice model, we show that individuals with a higher understanding of risk, diversification and financial assets are more likely to assign a probability to future financial crises rather than expressing uncertainty
Three essays on the economics of mandatory private retirement saving by Hazel Bateman( Archival Material )
1 edition published in 1997 in English and held by 1 library worldwide
Retirement investor risk tolerance in tranquil and crisis periods : experimental survey evidence by Hazel Bateman( file )
in English and held by 1 library worldwide
We conduct a choice experiment to investigate the impact of the financial crisis of 2008 on retirement saver investment choice and risk aversion. Analysis of estimated individual risk parameters shows a small increase in mean risk aversion between the relatively tranquil period of early 2007 and the crisis conditions of late 2008. Investment preferences of survey respondents, estimated using the scale-adjusted version of a latent class choice model, also change during the crisis. We identify age and income as important determinants of preference classes in both surveys and age is also identified as a key determinant of variability (scale). Young and low income individuals make choices that are more consistent with standard mean-variance analysis, but older and higher income individuals react positively to both higher returns and increasing risk in returns. Overall we find a mild moderating of retirement investor risk tolerance in 2008
The role of specialized financial institutions in pension fund administration ( Article )
in English and held by 1 library worldwide
Financial competence, risk presentation and retirement portfolio preferences by Hazel Bateman( file )
in English and held by 1 library worldwide
Financial regulators are weighing up the effectiveness of different templates for communicating investment risk to retirement savers since welfare depends on comprehension of risk information. We compare nine standard risk presentations using a discrete choice experiment where subjects choose between three retirement accounts. Switching between graphical or textual presentations, or between formats that emphasize benchmarks rather than return ranges or values at risk, affects predicted choices more than large changes in underlying risk. Innumerate individuals are more susceptible to presentation, and those with weak basic financial literacy are insensitive to increasing risk levels, regardless of presentation. Presentation effects are moderated but not eliminated as financial literacy improves
New evidence on pension plan design and administrative expenses by Hazel Bateman( Book )
1 edition published in 2002 in English and held by 1 library worldwide
Choices and constraints over retirement income streams : comparing rules and regulations by Hazel Bateman( file )
in English and held by 1 library worldwide
The new Simplified Superannuation regulations for Australian superannuation provide tax concessions to retirement income streams which comply with legislated minimum drawdown rules. We evaluate these new drawdown rules against four alternatives, including three formula-based 'rules of thumb' used by financial planners. We find that the new regulations are a substantial improvement on the previous rules for allocated pensions and, when compared with the formula-based rules, are a good compromise in terms of simplicity, adequacy and risk. We also find that welfare is lower for most individuals who follow the Simplified Superannuation rules compared with welfare under an optimal path or a simple fixed percentage drawdown rule, but thar outcomes could be improved through a further simplification of the new rules
Benchmarking the performance of superannuation funds by Hazel Bateman( file )
in English and held by 1 library worldwide
Just interested or getting involved? An analysis of superannuation attitudes and actions by Hazel Bateman( file )
in English and held by 1 library worldwide
Low levels of non-default decision-making among superannuation members in Australia are assumed to be evidence of a lack of interest and capability. Using member records and survey data from a large Australian superannuation fund, we test the relationship between attitudes towards retirement savings and observable levels of non-default activities (such as making voluntary contributions, choosing or changing investment options and changing insurance cover). Additional retirement savings contributions by permanent staff are more likely if the staff member is very likely to recommend their superannuation fund. Individuals who rate their own personal interest in superannuation affairs as very high are more likely to be active online. This, however, does not extend to choosing a nondefault investment or purchasing additional insurance, where we find no differences between the highly interested and the disengaged. These findings, together with several other differences related to demographics and employment conditions, show that nondefault activity is not a reliable proxy for member engagement
Mandatory retirement saving: Australia and Malaysia compared by Hazel Bateman( Article )
1 edition published in 1997 in English and held by 1 library worldwide
Tax and super - unfinished business by Hazel Bateman( file )
in English and held by 1 library worldwide
The Henry Review acknowledges the adverse-selection and supply-side problems stunting the Australian market for longevity insurance. We propose a resolution that would give workers a choice between either or both of two kinds of super account, one taxed under the current arrangements (or those proposed in the Henry Review) and the other only in retirement and at the marginal rate of the retiree. The new accounts would be reserved for the purchase of lifetime annuities
Private mandatory retirement provision : design and implementation challenges by Hazel Bateman( Book )
1 edition published in 2000 in English and held by 1 library worldwide
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English (28)
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