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<html><body><h1>The TOTAL MONEY MAKEOVER</h1>A Proven Plan for Financial Fitness<hr noshade size="1">By Dave Ramsey</hr><h4>Nelson Books</h4>Copyright &copy; 2007 Dave Ramsey All right reserved. ISBN: 978-0-7852-6326-5 <hr noshade size='1'></hr><h3>Contents</h3><pre>Introduction...................................................................................ixWhat This Book Is NOT..........................................................................xiiiMeet The Winners of The Total Money Makeover Challenge.........................................xix1. The Total Money Makeover Challenge..........................................................12. Denial: I'm Not That Out of Shape..........................................................93. Debt Myths: Debt Is (Not) a Tool...........................................................174. Money Myths: The (Non)Secrets of the Rich..................................................525. Two More Hurdles: Ignorance and Keeping Up with the Joneses................................776. Save $1,000 Fast: Walk Before You Run......................................................937. The Debt Snowball: Lose Weight Fast, Really................................................1098. Finish the Emergency Fund: Kick Murphy Out.................................................1339. Maximize Retirement Investing: Be Financially Healthy for Life.............................15110. College Funding: Make Sure the Kids Are Fit Too...........................................16811. Pay Off the Home Mortgage: Be Ultrafit.....................................................18312. Build Wealth Like Crazy: Arnold Schwarzedollar, Mr. Universe of Money.....................20313. Live Like No One Else......................................................................219Budgeting Forms................................................................................225</pre> </pre><blockquote><hr noshade size='1'>Excerpted from The TOTAL MONEY MAKEOVERby Dave Ramsey Copyright &copy 2007 by Dave Ramsey. Excerpted by permission. All rights reserved. No part of this excerpt may be reproduced or reprinted without permission in writing from the publisher. Excerpts are provided by Dial-A-Book Inc. solely for the personal use of visitors to this web site.<hr noshade size='1'></blockquote></body></html>

A strategy for changing attitudes about personal finances covers such topics as getting out of debt, the dangers of cash advances, and keeping spending within income limits

The total money makeover : a proven plan for financial fitness