Front cover image for Bank 4.0 : banking everywhere, never at a bank

Bank 4.0 : banking everywhere, never at a bank

Brett King (Author)
:Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world's best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility -- it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists."-- Provided by publisher
eBook, English, 2019
Wiley, Chichester, West Sussex, United Kingdom, 2019
1 online resource (344 pages) : illustrations
9781119506515, 9781119506492, 9781119506522, 1119506514, 1119506492, 1119506522
Part One: Bank 2050. Chapter 1. Getting back to first principles
Feature: Ant Financial
the first financial firm for the digital age
Chapter 2. The regulator's dilemma
Feature: How technology reframes identity
Part Two: Banking reimagined for the real-time world. Chapter 3. Embedded banking
Feature: Contextual engagement and money moments
Chapter 4. From products and channels to experiences
Feature: Future vision: your personal voice-based AI banker
Chapter 5. DLT, blockchain, alt-currencies and distributed ecosystems
Part Three: Why Fintech companies are proving banks aren't necessary. Chapter 6. Fintech and techfin: friend or foe?
Feature: Why banks should care about fintech
Feature: The speed advantage
Chapter 7. The role of AI in banking
Chapter 8. The universal experience
Feature: Going beyond digital banking
Feature: Digitise to lead: transforming Emirates NBD
Part Four: Which banks survive, which don't. Chapter 9. Adapt or die
Chapter 10. Conclusion: the roadmap to bank 4.0
About Brett King