skip to content
Dispossessed : how predatory bureaucracy foreclosed on the American middle class Preview this item
ClosePreview this item
Checking...

Dispossessed : how predatory bureaucracy foreclosed on the American middle class

Author: Noelle M Stout
Publisher: Oakland, California : University of California Press, [2019]
Series: California series in public anthropology, 44.
Edition/Format:   Print book : EnglishView all editions and formats
Summary:
"In the aftermath of the 2008 financial crisis, more than 14 million U.S. homeowners lost their homes to foreclosure. Focusing on the hard-hit Sacramento Valley, Noelle Stout uncovers the hellish bureaucracy that organized the largest bank seizure of residential homes in U.S. history. Stout reveals the failure of banks' mortgage assistance programs, backed by over $300 billion of federal funds, to deliver on the  Read more...
Rating:

(not yet rated) 0 with reviews - Be the first.

Subjects
More like this

Find a copy in the library

&AllPage.SpinnerRetrieving; Finding libraries that hold this item...

Details

Additional Physical Format: Online version:
Stout, Noelle M., 1976-
Dispossessed.
Oakland, California : University of California Press, [2019]
(DLC) 2018060131
Document Type: Book
All Authors / Contributors: Noelle M Stout
ISBN: 9780520291775 0520291778 9780520291782 0520291786
OCLC Number: 1055263162
Description: x, 265 pages ; 23 cm.
Contents: Introduction: Once sold, twice taken : a life undone --
Dream it, own it : genealogies of speculation and dispossession in the valley --
Put out : bank seizure at the poverty line --
Robbing Peter to pay Paul : relocating the middle class --
Can't work the system : the troubled sympathies of corporate bureaucrats --
We shall not be moved : the shifting moral economies of debt refusal --
You can't go home again.
Series Title: California series in public anthropology, 44.
Responsibility: Noelle Stout.

Abstract:

"In the aftermath of the 2008 financial crisis, more than 14 million U.S. homeowners lost their homes to foreclosure. Focusing on the hard-hit Sacramento Valley, Noelle Stout uncovers the hellish bureaucracy that organized the largest bank seizure of residential homes in U.S. history. Stout reveals the failure of banks' mortgage assistance programs, backed by over $300 billion of federal funds, to deliver on the promise of relief. Unlike the programs of the Great Depression, in which the government took on the toxic mortgage debt of Americans, these corporate bureaucracies ultimately denied 70 percent of homeowner applicants. In the voices of bank employees and 'dispossessed' homeowners, Stout exposes the tense confrontations between borrowers and banks, reveals how call center representatives felt about denying appeals, and shares the fears of families living on the brink of eviction. Stout exposes the everyday life of rising inequality--for whites who felt their middle-class life unraveling to communities of color who experienced a more precipitous and dire decline. Trapped in a maze of mortgage assistance, borrowers began to view debt refusal as a moral response to lenders. Stout shows how these seemingly mundane bureaucratic dramas came to redefine the meaning of debt and dispossession, opening the door to current contests about the meaning of indebtedness"--Provided by publisher.

Reviews

Editorial reviews

Publisher Synopsis

"Building on existing research about the Great Recession, [Stout] offers intimate interviews with a dozen families who lost their homes in the Sacramento Valley. . . . Highly recommended." * CHOICE * Read more...

 
User-contributed reviews
Retrieving GoodReads reviews...
Retrieving DOGObooks reviews...

Tags

Be the first.
Confirm this request

You may have already requested this item. Please select Ok if you would like to proceed with this request anyway.

Linked Data


Primary Entity

<http://www.worldcat.org/oclc/1055263162> # Dispossessed : how predatory bureaucracy foreclosed on the American middle class
    a schema:Book, schema:CreativeWork ;
    library:oclcnum "1055263162" ;
    library:placeOfPublication <http://id.loc.gov/vocabulary/countries/cau> ;
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Topic/collection_laws_moral_and_ethical_aspects_california_sacramento> ; # Collection laws--Moral and ethical aspects--California--Sacramento
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Place/california_sacramento> ; # California--Sacramento.
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Topic/predatory_lending> ; # Predatory lending
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Topic/reverse_discrimination_in_mortgage_loans> ; # Reverse discrimination in mortgage loans
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Topic/predatory_lending_california_sacramento> ; # Predatory lending--California--Sacramento
    schema:about <http://experiment.worldcat.org/entity/work/data/7181859440#Topic/reverse_discrimination_in_mortgage_loans_california_sacramento> ; # Reverse discrimination in mortgage loans--California--Sacramento
    schema:about <http://dewey.info/class/332.17530979454/e23/> ;
    schema:author <http://experiment.worldcat.org/entity/work/data/7181859440#Person/stout_noelle_m_1976> ; # Noelle M. Stout
    schema:bookFormat bgn:PrintBook ;
    schema:datePublished "2019" ;
    schema:description ""In the aftermath of the 2008 financial crisis, more than 14 million U.S. homeowners lost their homes to foreclosure. Focusing on the hard-hit Sacramento Valley, Noelle Stout uncovers the hellish bureaucracy that organized the largest bank seizure of residential homes in U.S. history. Stout reveals the failure of banks' mortgage assistance programs, backed by over $300 billion of federal funds, to deliver on the promise of relief. Unlike the programs of the Great Depression, in which the government took on the toxic mortgage debt of Americans, these corporate bureaucracies ultimately denied 70 percent of homeowner applicants. In the voices of bank employees and 'dispossessed' homeowners, Stout exposes the tense confrontations between borrowers and banks, reveals how call center representatives felt about denying appeals, and shares the fears of families living on the brink of eviction. Stout exposes the everyday life of rising inequality--for whites who felt their middle-class life unraveling to communities of color who experienced a more precipitous and dire decline. Trapped in a maze of mortgage assistance, borrowers began to view debt refusal as a moral response to lenders. Stout shows how these seemingly mundane bureaucratic dramas came to redefine the meaning of debt and dispossession, opening the door to current contests about the meaning of indebtedness"--Provided by publisher."@en ;
    schema:description "Introduction: Once sold, twice taken : a life undone -- Dream it, own it : genealogies of speculation and dispossession in the valley -- Put out : bank seizure at the poverty line -- Robbing Peter to pay Paul : relocating the middle class -- Can't work the system : the troubled sympathies of corporate bureaucrats -- We shall not be moved : the shifting moral economies of debt refusal -- You can't go home again."@en ;
    schema:exampleOfWork <http://worldcat.org/entity/work/id/7181859440> ;
    schema:inLanguage "en" ;
    schema:isPartOf <http://experiment.worldcat.org/entity/work/data/7181859440#Series/california_series_in_public_anthropology> ; # California series in public anthropology ;
    schema:isSimilarTo <http://worldcat.org/entity/work/data/7181859440#CreativeWork/dispossessed> ;
    schema:name "Dispossessed : how predatory bureaucracy foreclosed on the American middle class"@en ;
    schema:productID "1055263162" ;
    schema:workExample <http://worldcat.org/isbn/9780520291775> ;
    schema:workExample <http://worldcat.org/isbn/9780520291782> ;
    umbel:isLike <http://bnb.data.bl.uk/id/resource/GBB9D9031> ;
    wdrs:describedby <http://www.worldcat.org/title/-/oclc/1055263162> ;
    .


Related Entities

<http://experiment.worldcat.org/entity/work/data/7181859440#Person/stout_noelle_m_1976> # Noelle M. Stout
    a schema:Person ;
    schema:birthDate "1976" ;
    schema:familyName "Stout" ;
    schema:givenName "Noelle M." ;
    schema:name "Noelle M. Stout" ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Place/california_sacramento> # California--Sacramento.
    a schema:Place ;
    schema:name "California--Sacramento." ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Series/california_series_in_public_anthropology> # California series in public anthropology ;
    a bgn:PublicationSeries ;
    schema:hasPart <http://www.worldcat.org/oclc/1055263162> ; # Dispossessed : how predatory bureaucracy foreclosed on the American middle class
    schema:name "California series in public anthropology ;" ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Topic/collection_laws_moral_and_ethical_aspects_california_sacramento> # Collection laws--Moral and ethical aspects--California--Sacramento
    a schema:Intangible ;
    schema:name "Collection laws--Moral and ethical aspects--California--Sacramento"@en ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Topic/predatory_lending> # Predatory lending
    a schema:Intangible ;
    schema:name "Predatory lending"@en ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Topic/predatory_lending_california_sacramento> # Predatory lending--California--Sacramento
    a schema:Intangible ;
    schema:name "Predatory lending--California--Sacramento"@en ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Topic/reverse_discrimination_in_mortgage_loans> # Reverse discrimination in mortgage loans
    a schema:Intangible ;
    schema:name "Reverse discrimination in mortgage loans"@en ;
    .

<http://experiment.worldcat.org/entity/work/data/7181859440#Topic/reverse_discrimination_in_mortgage_loans_california_sacramento> # Reverse discrimination in mortgage loans--California--Sacramento
    a schema:Intangible ;
    schema:name "Reverse discrimination in mortgage loans--California--Sacramento"@en ;
    .

<http://worldcat.org/entity/work/data/7181859440#CreativeWork/dispossessed>
    a schema:CreativeWork ;
    rdfs:label "Dispossessed." ;
    schema:description "Online version:" ;
    schema:isSimilarTo <http://www.worldcat.org/oclc/1055263162> ; # Dispossessed : how predatory bureaucracy foreclosed on the American middle class
    .

<http://worldcat.org/isbn/9780520291775>
    a schema:ProductModel ;
    schema:isbn "0520291778" ;
    schema:isbn "9780520291775" ;
    .

<http://worldcat.org/isbn/9780520291782>
    a schema:ProductModel ;
    schema:isbn "0520291786" ;
    schema:isbn "9780520291782" ;
    .

<http://www.worldcat.org/title/-/oclc/1055263162>
    a genont:InformationResource, genont:ContentTypeGenericResource ;
    schema:about <http://www.worldcat.org/oclc/1055263162> ; # Dispossessed : how predatory bureaucracy foreclosed on the American middle class
    schema:dateModified "2019-12-02" ;
    void:inDataset <http://purl.oclc.org/dataset/WorldCat> ;
    .


Content-negotiable representations

Close Window

Please sign in to WorldCat 

Don't have an account? You can easily create a free account.