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Financial Inclusion in Asia-Pacific

Author: Elena Loukoianova; Si Guo; Yongzheng Yang
Publisher: Washington, D.C. : International Monetary Fund, 2018.
Series: Departmental Papers / Policy Papers; Country Report, no. 18/235.
Edition/Format:   eBook : Document : International government publication : EnglishView all editions and formats
Summary:
Asia has made significant progress in financial inclusion, but both its across-country and intra-country disparities are among the highest in the world. The gaps between the rich and the poor, rural and urban populations, and men and women remain deep. Income is the main determinant of the level of financial inclusion; but other factors, such as geography, financial sector structure, and policies, also play  Read more...
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Additional Physical Format: Print Version:
Loukoianova, Elena.
Financial Inclusion in Asia-Pacific.
Washington, D.C. : International Monetary Fund,2018
Material Type: Document, Government publication, International government publication, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Elena Loukoianova; Si Guo; Yongzheng Yang
ISBN: 1484370171 9781484370179 9781484378779 1484378776
OCLC Number: 1051178794
Description: 1 online resource (25 pages).
Series Title: Departmental Papers / Policy Papers; Country Report, no. 18/235.
Responsibility: Elena Loukoianova.

Abstract:

Asia has made significant progress in financial inclusion, but both its across-country and intra-country disparities are among the highest in the world. The gaps between the rich and the poor, rural and urban populations, and men and women remain deep. Income is the main determinant of the level of financial inclusion; but other factors, such as geography, financial sector structure, and policies, also play important roles. While some countries in the Asia-Pacific region are leaders in fintech, on average the region lags behind others in several important areas such as online (internet) purchases, electronic payments, mobile money, and mobile government transfers. This Departmental Paper aims to take stock of the development and current state of financial inclusion and shed light on policies to advance financial inclusion in the region. The research focuses on the impact of financial inclusion on economic growth, poverty reduction, and inequality, linkages between financial inclusion and macroeconomic policies, as well as structural policies that are important for improving financial inclusion. Given the increasing importance of financial technologies (fintech), the paper also provides a snapshot of the fintech landscape in the Asia-Pacific.

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