skip to content
Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan. Preview this item
ClosePreview this item
Checking...

Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan.

Author: David Reed
Publisher: New York : AMACOM, 2018.
Edition/Format:   eBook : Document : English : 3rd edView all editions and formats
Summary:
Everything you need to know before you borrow. Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you've been looking for. Covering a wide range of topics--from negotiating the best deal to saving on closing costs--this revised third edition provides the latest information on everything you need to know before you sign on the dotted line.
Rating:

(not yet rated) 0 with reviews - Be the first.

Subjects
More like this

Find a copy online

Find a copy in the library

&AllPage.SpinnerRetrieving; Finding libraries that hold this item...

Details

Genre/Form: Electronic books
Additional Physical Format: Print version:
Reed, David.
Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan.
New York : AMACOM, ©2018
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: David Reed
ISBN: 9780814438756 081443875X
OCLC Number: 1020028699
Notes: 3.17 How do lenders determine whether my business income will have a likelihood of continuance?
Description: 1 online resource (330 pages)
Contents: Cover; CONTENTS; PREFACE; SECTION I: MORTGAGE FUNDAMENTALS; CHAPTER 1 INTRODUCTION TO MORTGAGES; 1.1 How has the mortgage market changed since the last edition of Mortgages 101?; 1.2 What's the difference between buying and renting?; 1.3 How do I know if it's better to buy a home or continue renting?; 1.4 How should I search for a house?; 1.4a Why do I need an agent, anyway?; 1.4b How do I find a good real estate agent?; 1.5 When is a good time to buy a home?; 1.6 What's the difference between being prequalified and preapproved?; 1.7 What is the preapproval process? 1.8 What are loan conditions?1.9 What are Automated Underwriting Systems?; 1.10 Who uses Automated Underwriting Systems?; 1.11 If an Automated Underwriting System approves me, does that mean I get the loan?; 1.12 What are the benefits of getting preapproved?; 1.13 What are all these terms?; 1.14 Who are the key people in a typical loan approval process?; 1.15 What is the 1003?; 1.16 What are the ten sections of the 1003?; 1.17 What happens if the information I put on my application is wrong?; 1.18 What happens after I fill out the 1003? 1.19 Are online applications the same as the five-page 1003?1.20 What happens after I make an offer for a house?; CHAPTER 2 HOW TO KNOW HOW MUCH HOME TO BUY; 2.1 How do I know how much I can borrow?; 2.2 What are debt ratios?; 2.3 How do I calculate my debt ratios?; 2.4 How much do debt ratios affect how much I can borrow?; 2.5 How can lenders approve people with high debt ratios?; 2.5a How to lower your debt ratios; 2.6 Why do lenders use monthly tax and insurance payments in debt ratios?; 2.6a What is an ability to repay? 2.7 Why is escrow a requirement for loans with less than 20 percent down?2.8 If I have a choice, are escrows right for me?; CHAPTER 3 GETTING YOUR FINANCES TOGETHER; 3.1 What will the lender look for when examining my assets?; 3.1a What is a financial gift and what do I need to do?; 3.2 How do I document my assets?; 3.3 How do I document my income?; 3.4 If I just got my first job, how can I provide a W-2 from last year?; 3.5 What do you mean by ""how you're paid""?; 3.6 Why do lenders ask for the most recent 30-day pay stubs?; 3.7 If I get paid in cash, how do I document that? 3.8 How do I calculate hourly wages?3.9 How do I calculate overtime?; 3.10 How are bonuses used to figure my income?; 3.11 How do I figure my income if it is based solely on commissions?; 3.12 How do I calculate my pay if I have both a salary and a bonus or a commission?; 3.13 If I can deduct a lot of expenses from my income taxes, does that help gross monthly income?; 3.14 How do I show expenses on my loan application?; 3.15 How do I calculate my dividend and interest income?; 3.15a What is the 4506-T and why do I have to sign it?; 3.16 How do I calculate my income if I own my own business?

Abstract:

Everything you need to know before you borrow. Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you've been looking for. Covering a wide range of topics--from negotiating the best deal to saving on closing costs--this revised third edition provides the latest information on everything you need to know before you sign on the dotted line.

Reviews

User-contributed reviews
Retrieving GoodReads reviews...
Retrieving DOGObooks reviews...

Tags

Be the first.

Similar Items

Related Subjects:(1)

Confirm this request

You may have already requested this item. Please select Ok if you would like to proceed with this request anyway.

Linked Data


Primary Entity

<http://www.worldcat.org/oclc/1020028699> # Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan.
    a schema:MediaObject, schema:Book, schema:CreativeWork ;
    library:oclcnum "1020028699" ;
    library:placeOfPublication <http://dbpedia.org/resource/New_York_City> ; # New York
    library:placeOfPublication <http://id.loc.gov/vocabulary/countries/nyu> ;
    schema:about <http://experiment.worldcat.org/entity/work/data/799890903#Topic/mortgage_loans> ; # Mortgage loans
    schema:about <http://dewey.info/class/332.722/> ;
    schema:bookEdition "3rd ed." ;
    schema:bookFormat schema:EBook ;
    schema:creator <http://experiment.worldcat.org/entity/work/data/799890903#Person/reed_david> ; # David Reed
    schema:datePublished "2018" ;
    schema:description "Cover; CONTENTS; PREFACE; SECTION I: MORTGAGE FUNDAMENTALS; CHAPTER 1 INTRODUCTION TO MORTGAGES; 1.1 How has the mortgage market changed since the last edition of Mortgages 101?; 1.2 What's the difference between buying and renting?; 1.3 How do I know if it's better to buy a home or continue renting?; 1.4 How should I search for a house?; 1.4a Why do I need an agent, anyway?; 1.4b How do I find a good real estate agent?; 1.5 When is a good time to buy a home?; 1.6 What's the difference between being prequalified and preapproved?; 1.7 What is the preapproval process?"@en ;
    schema:description "Everything you need to know before you borrow. Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you've been looking for. Covering a wide range of topics--from negotiating the best deal to saving on closing costs--this revised third edition provides the latest information on everything you need to know before you sign on the dotted line."@en ;
    schema:exampleOfWork <http://worldcat.org/entity/work/id/799890903> ;
    schema:genre "Electronic books"@en ;
    schema:inLanguage "en" ;
    schema:isSimilarTo <http://worldcat.org/entity/work/data/799890903#CreativeWork/mortgages_101_quick_answers_to_over_250_critical_questions_about_your_home_loan> ;
    schema:name "Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan."@en ;
    schema:productID "1020028699" ;
    schema:publication <http://www.worldcat.org/title/-/oclc/1020028699#PublicationEvent/new_york_amacom_2018> ;
    schema:publisher <http://experiment.worldcat.org/entity/work/data/799890903#Agent/amacom> ; # AMACOM
    schema:url <http://public.eblib.com/choice/publicfullrecord.aspx?p=5217393> ;
    schema:url <http://public.ebookcentral.proquest.com/choice/publicfullrecord.aspx?p=5217393> ;
    schema:url <https://proquest.safaribooksonline.com/9780814438756> ;
    schema:workExample <http://worldcat.org/isbn/9780814438756> ;
    wdrs:describedby <http://www.worldcat.org/title/-/oclc/1020028699> ;
    .


Related Entities

<http://dbpedia.org/resource/New_York_City> # New York
    a schema:Place ;
    schema:name "New York" ;
    .

<http://experiment.worldcat.org/entity/work/data/799890903#Person/reed_david> # David Reed
    a schema:Person ;
    schema:familyName "Reed" ;
    schema:givenName "David" ;
    schema:name "David Reed" ;
    .

<http://worldcat.org/entity/work/data/799890903#CreativeWork/mortgages_101_quick_answers_to_over_250_critical_questions_about_your_home_loan>
    a schema:CreativeWork ;
    rdfs:label "Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan." ;
    schema:description "Print version:" ;
    schema:isSimilarTo <http://www.worldcat.org/oclc/1020028699> ; # Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan.
    .

<http://worldcat.org/isbn/9780814438756>
    a schema:ProductModel ;
    schema:isbn "081443875X" ;
    schema:isbn "9780814438756" ;
    .

<http://www.worldcat.org/title/-/oclc/1020028699>
    a genont:InformationResource, genont:ContentTypeGenericResource ;
    schema:about <http://www.worldcat.org/oclc/1020028699> ; # Mortgages 101 : Quick Answers to over 250 Critical Questions about Your Home Loan.
    schema:dateModified "2019-08-03" ;
    void:inDataset <http://purl.oclc.org/dataset/WorldCat> ;
    .


Content-negotiable representations

Close Window

Please sign in to WorldCat 

Don't have an account? You can easily create a free account.