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Tax-Assisted Approaches for Helping Canadians Meet Out-of-Pocket Health-Care Costs

Author: Herbert J C Emery
Publisher: Calgary, AB, CA : School of Public Policy, University of Calgary, 2016.
Series: desLibris.
Edition/Format:   eBook : Document : English
Summary:
Canadians are not saving for the inevitable costs of drugs and long-term care which they will have to pay for out of pocket in their old age, and these costs could potentially be financially devastating for them. Later in life, when out-of-pocket health-care costs mount, those who previously enjoyed the security of a workplace insurance plan to cover such expenses will face a grim financial reality. Many aspects of  Read more...
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Genre/Form: Electronic books
Material Type: Document, Internet resource
Document Type: Internet Resource, Computer File
All Authors / Contributors: Herbert J C Emery
OCLC Number: 1001127739
Description: 1 online resource (32 pages)
Series Title: desLibris.
Responsibility: Herbert J.C. Emery.
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Abstract:

Canadians are not saving for the inevitable costs of drugs and long-term care which they will have to pay for out of pocket in their old age, and these costs could potentially be financially devastating for them. Later in life, when out-of-pocket health-care costs mount, those who previously enjoyed the security of a workplace insurance plan to cover such expenses will face a grim financial reality. Many aspects of care for older Canadians aren't covered by this country's single-payer health-care system. Besides prescription drugs, these include management of chronic conditions by ancillary health professionals, home care, long-term care, and dental and vision care. Statistics show that in 2012, Canadians' private spending on health care totaled $60 billion, with private health insurance covering $24.5 billion of that amount. Coverage of health-care costs that don't fall under Medicare's purview is at present rather piecemeal. The non-refundable federal Medical Expense Tax Credit covers expenses only after th.

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